Your home base. Summary cards show this month's income, expenses, balance and savings rate. The trend chart compares income vs expenses over 6 months. The doughnut shows your expense split by category. Add your first transaction to bring it to life.

Add income or expense entries — pick a type, category, description, amount and date. Filter by month or type. Delete any entry. Your data is stored securely in the database and syncs across devices. No sample data is added — everything is yours.

All expense categories ranked by spend with percentage bars. Instantly see where your money goes most. Colour-coded to highlight categories that may need attention.

Set your own monthly spending limits for every category. Click "Edit budgets" to enter custom amounts. The tracker compares your actual spend to your limits and shows how much you have remaining. Budgets are saved to your account and persist across sessions.

Pick any category to see a month-over-month line chart of your spend. Spot creeping costs early before they impact your savings.

An intelligent advisor that reads your real transaction data and gives personalised tips. Ask about budgeting, savings rate, food costs, bills, or any finance topic. Use the quick buttons for instant insights.

Every transaction and budget belongs to your account only. Logging out and back in restores all your data. Nothing is shared between users. The backend runs on Render with a PostgreSQL database.